Building Over Sewers – What You Must Know

Modern UK home extension with patio, illustrating building regulations and planning rules for constructing over public sewers, including approvals and indemnity insurance requirements

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Thinking about an extension or garden room near drains?

You may need special approval if your project builds over or close to a sewer pipe. Here’s what homeowners need to know.

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Planning Rules • UK Sewers & Local Water Authority Quirks

Building Over Sewers – Rules, Approvals & Indemnity Insurance Explained

Summary: If you plan to extend or build near a public sewer, you’ll usually need approval from your local water authority (e.g., Thames Water, Severn Trent, Anglian Water). This is known as a Build Over Agreement. It protects both you and the authority, ensuring the sewer can still be accessed and isn’t damaged. Indemnity insurance may be needed if previous works were done without consent.

Quick Answer: Can You Build Over a Sewer?

Yes – but only with the right approval. In England and Wales, any building work within 3 metres of a public sewer or directly over it requires consent from your water authority. Without this, your local council may refuse sign-off, and problems can arise if you try to sell your property.

Tip: Private drains (that serve only your house) don’t normally need approval. Public shared sewers do.

When Consent is Required

You’ll usually need a Build Over Sewer Agreement if:

  • Your foundations are within 3 metres of a public sewer line.
  • You’re adding an extension, conservatory, garage conversion, or garden room over a sewer pipe.
  • Your design restricts access to manholes or inspection chambers.
Important: Building Control will not sign off works that cover a sewer without proof of consent.

Application Process & Agreements

Applications are made directly to your water provider. The process typically includes:

  1. Survey: Locate the sewer line using a water authority map or survey.
  2. Plans: Submit drawings showing how your build avoids or protects the pipe.
  3. Approval: Receive a Build Over Agreement (sometimes just a consent letter for minor works).
  4. Inspection: The authority may inspect works during or after construction.

Step-by-Step: Applying for a Build Over Sewer Agreement

Step What You Need to Do Typical Notes
1. Locate sewer line Check water authority maps or arrange a survey. Often within 3m of your foundations.
2. Prepare plans Submit scaled architectural drawings of your proposal. Must clearly show sewer route and foundation depth.
3. Apply to water authority Complete the Build Over Agreement form. Online for Thames Water; paper forms for others.
4. Pay fee Application fee typically £200–£500. Varies by sewer size and authority.
5. Await approval Authority reviews and issues consent letter. Usually 2–4 weeks for standard cases.
6. Inspections Works may be inspected during or after construction. Ensures pipe integrity and access remain.
Warning: If you start work without a Build Over Agreement, Building Control may refuse to issue a completion certificate. This can delay your project, increase costs, and cause serious issues when selling or remortgaging your home.

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Indemnity Insurance Explained

If a previous owner built over a sewer without consent, indemnity insurance may be required when selling or remortgaging. This protects buyers and lenders if the water authority ever raises an issue.

Local Council & Water Authority Quirks

Each water authority has its own guidance. For example:

  • Thames Water: Online application portal; fees vary by pipe size.
  • Severn Trent: Often stricter on inspection chambers; may require relocation.
  • Anglian Water: Clear technical drawings needed upfront.
Note: Some councils won’t validate your planning application until sewer matters are settled. Always check early.

Typical Costs & Timelines

Costs vary by authority, but as a guide:

Work Type Typical Fee Approval Time
Minor build near sewer £200–£300 1–2 weeks
Building directly over sewer £350–£500+ 2–4 weeks
Quick Costs Snapshot: Most Build Over Agreements cost between £200–£500 and take around 2–4 weeks for approval. Fees rise if pipes are larger or chambers must be moved.

FAQs – Building Over Sewers

What is a Build Over Sewer Agreement?

A formal consent from your water authority allowing construction over or near a public sewer, ensuring pipes remain safe and accessible.

Can I build over a sewer without permission?

No. It risks refusal of Building Control sign-off and problems during property sales.

What happens if I build without approval?

You may face enforcement, extra costs for remedial works, or difficulty remortgaging/selling your home.

How close can I build to a sewer line?

Generally, you need approval within 3 metres of a public sewer. Rules vary by authority.

Do I need indemnity insurance?

Only if the sewer was built over without consent. Insurers provide cover to satisfy lenders and buyers.

Ready to move your project forward?

Plans Made Easy can prepare compliant plans, manage Build Over applications, and guide you through approval.

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Next steps & useful guides

For more detailed rules, see Planning Portal and GOV.UK guidance.

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Article review and update information:
Last updated: October 13, 2025

Published: October 2, 2025

✅ Reviewed by Stuart Cronshaw   

Stuart Cronshaw – Plans Made Easy

Written & Reviewed by Stuart Cronshaw

Stuart is the founder of Plans Made Easy and an experienced architectural consultant with over 30 years in planning drawings, building regulations, and residential development. He has prepared hundreds of successful applications across the UK, helping homeowners get projects approved quickly and with confidence.

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